Gig Economy, (n) a labor market characterized by the prevalence of short-term contracts or freelance work as opposed to permanent jobs. (Oxford Dictionary)
So you're looking to make some money. Is the gig economy for you? Whether it's parcel and food delivery or ride share, these jobs are here to stay. Are you cut out for them?
The Financial Times came out with a fun little interactive game online that puts the player in the shoes of an Uber driver in San Francisco. The Uber Game is "based on real reporting, including interviews with dozens of Uber drivers." It came out in 2017, pre-COVID, but the economics have changed little.
This game is a decent simulation of the choices that someone must make to participate in the gig economy, and the consequences of those decisions. Most importantly, it gives the player a simplified but realistic financial breakdown of the costs.
How much insurance do you get? Should you invest in cleaning supplies? Do you keep the receipt when you get gas? When do you take your breaks? What kind of vehicle is best?
One tip: get a separate bank account for your business, no matter what it is. Pay your expenses out of that, then your bookkeeping at the end of the year will be a breeze!
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